|

|
|
Rates & Fees
Effective as of February 7, 2012
Checking, Money Market & Savings Rates
|
| Account Name |
Minimum Deposit to Open Account |
Minimum Balance* to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield (APY) |
| Passbook Savings> |
$250 |
$100 |
0.050% |
0.05% |
| Statement Savings> |
$100 |
$100 |
0.050% |
0.05% |
| Money Market Deposit Account> |
$1,000 |
$1 $10,000 $25,000 $50,000 $100,000 |
0.05% 0.10% 0.20% 0.25% 0.45% |
0.05% 0.10% 0.20% 0.25% 0.45% |
| N.O.W. Checking> |
$500 |
$1 |
0.010% |
0.01% |
| Super N.O.W.> |
$2,500 |
$1 |
0.010% |
0.01% |
| No-Minimum N.O.W. |
$250 |
No Interest Earned |
|
|
|
| Notes |
|
|
|
|
| * Daily Balance (the amount of principal in the account each day) |
|
|
|
|
| > These accounts are variable rate interest bearing accounts |
|
|
|
|
| Service fees may reduce APY |
|
|
|
|
| New deposit customers restricted to in person visits to one of our locations |
|
|
|
|
| All rates subject to change at any time without notice |
|
|
|
|
|
|