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Rates & Fees


Effective as of August 26, 2008

Loan Rates
Product Type Rate APR*
40 YEAR FIXED
480 Monthly Payments of $603.36
6.750% 6.774%
30 YEAR FIXED
360 Monthly Payments of $632.07
6.500% 6.528%
20 YEAR FIXED
240 Monthly Payments of $738.23
6.375% 6.411%
15 YEAR FIXED
180 Monthly Payments of $843.86
6.000% 6.045%
15 YEAR FIXED 50% Down Payment
180 Monthly Payments of $837.12
5.875% 5.920%
30 YEAR BI-WEEKLY
621 Bi-Weekly Payments of $320.16
Final Payment of $300.73
6.625% 6.639%
Adjustable Rate Mortgages:
1 Year US Treasury Rate (rounded) 2.125%
1/1 YEAR ARM
12 Monthly Payments of $499.29
348 Monthly Payments of $528.45
4.375% 4.858%
3/1 YEAR ARM
36 Monthly Payments of $575.66
324 Monthly Payments of $532.40
5.625% 5.081%
5/1 YEAR ARM
60 Monthly Payments of $599.55
300 Monthly Payments of $537.23
6.000% 5.328%
7/1 YEAR ARM
84 Monthly Payments of $615.72
276 Monthly Payments of $543.17
6.250% 5.594%
Home Equity Line Of Credit is available


Notes
* Annual Percentage Rate (APR) calculations are based on a loan amount of $100,000 without PMI. APR on adjustable rate mortgages may change after first adjustment.
Single family rates for 2-4 unit buildings only.
80% loan to value maximum.
Owner occupancy required.
Lending area is Chicago and surrounding suburbs located in Northeast Illinois.
Commitments are good for processing time plus 60 days (120 day commitment available for 1 additional point or 1/4% increase in rate).
Maximum loan amount of $500,000 (For loans over $417,000 rate is 1/4% higher). Minimum loan amount is $25,000.
The ability to pay points may be available. Paying points may reduce the interest rate and change the APR. Please call for details.
Rates are subject to change without notice.

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