Rates & Fees

Effective as of February 7, 2012

Loan Rates
Product Type	Rate	APR*
30 YEAR FIXED 360 Monthly Payments of $506.69	4.500%	4.617%
20 YEAR FIXED 240 Monthly Payments of $619.23	4.250%	4.410%
15 YEAR FIXED 180 Monthly Payments of $727.22	3.750%	3.951%
30 YEAR BI-WEEKLY 654 Bi-Weekly Payments of $268.41 Final Payment of $69.02	5.000%	5.124%
Home Equity Line Of Credit is available

Notes
* Annual Percentage Rate (APR) calculations are based on a loan amount of $100,000 without PMI.
Payments do not include amounts for taxes and insurance premiums.
Single family rates for 2-4 unit buildings only.
90% loan to value maximum, (PMI required over 80% LTV) (Purchases only).
Owner occupancy required.
Lending area is Chicago and surrounding suburbs located in Northeast Illinois.
Commitments are good for processing time plus 60 days.
Maximum loan amount of $417,000.
The ability to pay points may be available. Paying points may reduce the interest rate and change the APR. Please call for details.
Rates are subject to change without notice.