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Rates & Fees
Schedule of Fees & Services -
Hoyne Savings Bank
Hoyne Savings Bank affords you a wide range of customer services
and accounts. Some of the financial services offered do involve a
nominal fee.
CHECKING AND MONEY MARKET ACCOUNT FEE SCHEDULE
| Below minimum balance (Personal checking) |
$ 8.00 |
| Below minimum balance (Business checking) |
$15.00 |
| Below minimum balance (Money Market) |
$10.00 |
| Deposited check return (Personal Account-per check) |
$10.00 |
| Deposited check return (Business Account-per check) |
$ 4.50 |
| Extra statement (per statement) |
$10.00 |
| Excess Money Market transaction (per item) |
$10.00 |
| Money Market check (written for $100.00 or less) |
$10.00 |
| NSF check (per check or electronic transfer) |
$25.00 |
| Over the counter encoded checks (5 checks) |
$ 2.00 |
Reconciling statement (per hour)
(minimum charge $15.00) |
$20.00 |
| Stop payment (per check, electronic transfer or reoccurring) |
$20.00 |
Stop payment (series of 3 or more consecutive
check numbers) |
$25.00 |
GENERAL FEE SCHEDULE (Applicable to All Accounts)
| Accounts closed within the first six (6)
months |
$20.00 |
| Account Research - All types (per hour) (minimum charge $15.00) |
$20.00 |
Below minimum balance – (Passbook or Stmt.
Svgs.)
(per month) |
$ 3.00 |
| Bond collection items for customers only |
No charge |
Cashier Check ($500.00 and over, one free,
then per check) |
$ 2.00 |
| Cashier Check (under $500.00, per check)
|
$ 5.00 |
Coin Counting and Redemption:
Coin transactions (per day) in excess of $150.00 will
be charged a flat fee of 2% of the total dollar amount
There is no charge for coin transactions (per day) under
$150.00
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| Deposited check return (Personal Account-per check) |
$10.00 |
| Deposited check return (Business Account-per check) |
$ 4.50 |
| Excess Statement Savings Transaction (per item) |
$10.00 |
| Garnishment or levy processing |
$50.00 |
| Immigration letter |
$10.00 |
| In House Transmatic NSF Fee |
$25.00 |
| Lost passbook |
$10.00 |
| Manual Telephone Transfer Fee |
$ 3.00 |
| Money Order (per money order) |
$ 1.00 |
| NSF (per electronic transfer) |
$25.00 |
| Photocopy - Hoyne official checks (per
check) |
$ 1.00 |
| Photocopy - other items (per item) |
$ .25 |
| Sight draft or (other institution request for account withdrawal including IRA trustee transfer) |
$20.00 |
| Stop Payment (per electronic transfer or reoccurring) |
$20.00 |
| Wire Transfer (Domestic-Outgoing) |
$20.00 |
| Stop Payments (when permitted): Hoyne
Cashier Check (per item)
Stop payment of Hoyne Cashier Checks will require the
purchase of an Indemnity Bond prior to the item being
replaced or refunded.
|
$20.00 |
| Hoyne Interest Checks (per item) |
$20.00 |
| Hoyne Money Orders (per item) |
$20.00 |
| Replacement of the above
Hoyne official checks will be considered only in cases of
lost, stolen or destroyed checks. |
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SAFE DEPOSIT BOX RENTALS
Safe Deposit Boxes of various sizes are available for rent at our Main Office, 4786 N. Milwaukee Ave., Chicago and
at our Woodstock Office, 400 St. Johns Rd., Woodstock from Hoyne Safe Deposit Co., Inc. The annual rent varies according
to the size of the particular box rented. See our vault department for details. Besides rent, the following fees apply
to safe deposit box rentals:
| Box drilling |
$100.00 |
| Name addition |
$ 5.00 |
| Returned check (Personal Account-per check) |
$10.00 |
| Returned check (Business Account-per check) |
$ 4.50 |
| Transfer |
$ 15.00 |
| Will search |
$ 25.00 |
HOYNE SAVINGS BANK STAR® Network ATM Card
Hoyne Savings Bank is a member of the STAR® Network. You can access your money 24 hours
a day through automatic teller machines (ATMs) and selected Point-of-Sale (POS) locations.
In addition, Hoyne Savings Bank is a participating member of the STARsf Program (Surcharge-Free).
Hoyne ATM Cardholders can make withdrawals at other participating STAR ATMs wherever the “STARsf “
symbol is displayed, without incurring a surcharge. To get a list of participating STARsf locations
visit www.star.com. Hoyne Savings Bank offers 24-hour ATMs at our Main Office Drive Up, 4729 N.
Milwaukee Avenue in Chicago, Illinois and all our branch locations.
Your Hoyne Savings Bank STAR® Network Card can also be used at any CIRRUS® ATM throughout
the United States and abroad.
ATM FEES
| Transactions made at a Hoyne Savings Bank ATM |
FREE |
The following charges apply for transactions at ATMs not owned by
Hoyne Savings Bank.
In addition, a fee may be imposed by an ATM operator if the consumer
conducts a transaction at an ATM that is not owned or operated by
the issuer of the card.
CIRRUS® or other Network withdrawals
(per transaction) |
$ 1.00 |
| Deposits (per transaction) |
$ 1.50 |
| Withdrawals (per transaction) |
$ 1.00 |
Replacement of Hoyne Savings Bank STAR®
Network CARD (per card) |
$20.00 |
®STAR Network is a registered trademark of STAR Network.
®CIRRUS is a registered trademark of Cirrus System, Inc.
Fees are subject to change at any time.
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