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Rates & Fees
Effective as of February 7, 2012
CD & IRA Rates
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| Account Name |
Minimum Deposit |
Minimum Balance* to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield (APY) |
| 91 Day Certificate^ |
$1,000 |
$1,000 |
0.100% |
0.10% |
| 182 Day Certificate^ |
$1,000 |
$1,000 |
0.200% |
0.20% |
| 1 Year Certificate^ |
$500 |
$500 |
0.250% |
0.25% |
| 1 1/2 Year Certificate^ |
$500 |
$500 |
0.350% |
0.35% |
| 2 Year Certificate^ |
$500 |
$500 |
0.440% |
0.45% |
| 2 1/2 Year Certificate^ |
$500 |
$500 |
0.540% |
0.55% |
| 3 1/2 Year Certificate^ |
$500 |
$500 |
0.840% |
0.85% |
| 5 Year Certificate^ |
$500 |
$500 |
0.980% |
1.00% |
| 91 Day Jumbo CD |
$95,000 |
$95,000 |
0.100% |
0.10% |
| 182 Day Jumbo CD |
$95,000 |
$95,000 |
0.250% |
0.25% |
| 365 Day Jumbo CD |
$95,000 |
$95,000 |
0.340% |
0.35% |
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| Notes |
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| * Daily Balance (the amount of principal in the account each day) |
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| ^ Available for IRA's |
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| Service fees may reduce APY |
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| Early withdrawal penalty may apply |
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| New deposit customers restricted to in person visits to one of our locations |
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| All rates subject to change at any time without notice |
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