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Rates & Fees
Effective as of July 22, 2008
CD & IRA Rates
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| Account Name |
Minimum Deposit |
Minimum Balance* to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield (APY) |
| 91 Day Certificate^ |
$1,000 |
$1,000 |
2.100% |
2.15% |
| 182 Day Certificate^ |
$1,000 |
$1,000 |
2.340% |
2.40% |
| 1 Year Certificate^ |
$500 |
$500 |
2.390% |
2.45% |
| 1 1/2 Year Certificate^ |
$500 |
$500 |
2.440% |
2.50% |
| 2 Year Certificate^ |
$500 |
$500 |
4.010% |
4.15% |
| 2 1/2 Year Certificate^ |
$500 |
$500 |
2.820% |
2.90% |
| 3 1/2 Year Certificate^ |
$500 |
$500 |
2.920% |
3.00% |
| 5 Year Certificate^ |
$500 |
$500 |
3.390% |
3.50% |
| 91 Day Jumbo CD |
$95,000 |
$95,000 |
2.150% |
2.20% |
| 182 Day Jumbo CD |
$95,000 |
$95,000 |
2.390% |
2.45% |
| 365 Day Jumbo CD |
$95,000 |
$95,000 |
2.440% |
2.50% |
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| Notes |
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| * Daily Balance (the amount of principal in the account each day) |
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| ^ Available for IRA's |
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| Service fees may reduce APY |
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| Early withdrawal penalty may apply |
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| New deposit customers restricted to in person visits to one of our locations |
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| All rates subject to change at any time without notice |
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